Make room for what’s next.
Explore how your wealth grows, evolves, and changes course.
Long-term perspective.
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At the end of 10 years
FUTURE
IN FOCUS
The shape of your future
Wealth over time
Projection breakdown Explore the numbers +
| Period | Deposits | Exits | Withdrawals | Growth | Balance |
|---|
How this projection works
Rates are nominal: daily, weekly, monthly, and quarterly rates are annualized using 365, 52, 12, and 4 periods. Interest accrues on invested principal and is credited at the selected compounding dates. Fractional final periods include uncredited accrued interest. Scheduled periods use an equal-length model year.
Initial cash-flow growth can stop after a set number of changes, at an amount, or at a selected liquidity event. Each exit can keep the current cash flow, reduce it, set a new amount per deposit, or stop it. A changed cash-flow phase replaces the previous growth rule and uses its own annual change, starting from the first scheduled deposit after the sale. A deposit on the sale date still uses the previous phase. Multiple exits apply in chronological order.
Withdrawals can activate from the start, at a balance goal, at a selected exit, or at the earlier of a goal and exit. The first payment is one full withdrawal period after activation; annual changes to the withdrawal amount are counted from activation. At a shared date, interest is credited, deposits and company exits are added, then withdrawals are taken. A wealth goal includes accrued interest and can trigger between compounding dates. The shift is permanent, even if later withdrawals reduce wealth. Lower risk is a scenario assumption; the model does not simulate volatility or make investment trades.
Exit proceeds are invested at the end of the specified year and month offset (year 5, month 6 means 5.5 years). No inflation, investment taxes, or fees are applied. Changing currency changes the display unit only.
A personal project
Orbit is a personal, non-profit project, freely available to anyone. It is provided for exploring hypothetical financial scenarios. There are no sales, advertising, sponsorships, or paid services.
Your calculation stays in your browser
Investment amounts, cash flows, company-sale scenarios, and results are calculated on your device. The calculator does not send these inputs to a server, save them in browser storage, or collect them for analytics. Reloading resets the scenario. Your own browser extensions and any screenshots or files you share are outside the calculator’s control.
Hosting and privacy
Cloudflare hosts and delivers this site. It processes technical connection data, such as IP addresses, request times, and browser or device information, to deliver and secure the service. The calculator is publicly accessible and does not require an account, login, or password. The calculator does not set cookies or add advertising or analytics tracking.
Cloudflare may process service data internationally, including in the United States. See Cloudflare’s privacy policy for details.
Illustrative calculations
Results are mathematical scenarios, not personalized investment, legal, or tax advice. Returns and lower-risk allocations are assumptions, not guarantees. The model does not predict markets, execute trades, or include inflation, taxes, or fees unless you account for them in your inputs. Check consequential decisions independently.
Datenschutz auf einen Blick
Persönliches, nicht gewinnorientiertes Projekt, kostenlos öffentlich zugänglich. Keine Registrierung, Anmeldung oder Passwort erforderlich. Ihre Recheneingaben werden ausschließlich im Browser verarbeitet und vom Rechner weder übertragen noch gespeichert. Cloudflare verarbeitet Verbindungsdaten für Hosting und Sicherheit, gegebenenfalls auch außerhalb der EU. Der Rechner setzt keine Cookies und enthält keine Werbung und kein Nutzertracking. Die Ergebnisse dienen nur der Veranschaulichung und sind keine Finanz-, Rechts- oder Steuerberatung; Renditen sind Annahmen, keine Garantien.
Updated 9 October 2026